They Come in Threes

People were joking when I got in two accidents within a week that a third was coming.

It came.

Not to me, but the same car.

Jen got rear-ended in a hit-and-run in the Subaru tonight.

She's fine - so far.

Anyone have experience with this sort of thing? The cops didn't seem to care. They wouldn't/didn't come out for an accident report. How do I report this to insurance?

- b